Benefits of a Monument Visa Card
Getting credit may seem out of reach if you have a bad credit history, however Monument specialises in helping people whatever their credit background. If you have had bad credit in the past, you may still get credit with Monument.
We may be able to help where others are not!
Monument also helps people who are new to credit. With agreed borrowing limits, you are always in control of your spending and are better able to manage your money with confidence.
For your convenience
- Buy now, pay later - You no longer have to wait till payday to purchase a new TV or pay those unexpected bills. Use the Monument Visa card and you can purchase anything up to your limit and repay at the end of the month or spread the cost over a longer period.
- Shop Online – With web prices often cheaper than in stores, it makes sense to buy with your Monument Visa Card. Some things can only be purchased online, and buying online is now easy, safe and secure. Saving you stress and time.
- Over the Phone – Reserve a hotel room or get a pizza delivered – it’s up to you.
- Use Anywhere - The Monument Visa card can be used in over 160 countries and is accepted in over 24 million merchant stores worldwide.
- Withdraw Cash** - Get cash anytime from over 1 million Visa ATMs or cash machines worldwide.
- Travel Money** - No need to take foreign currency with you when you travel – use your Monument Visa card in stores or restaurants and get cash in a local currency when you need it from local ATMs or cash machines.
- Special Offers – Look for ‘Visa Destinations’ for shopping discounts when paying by Visa.
Our Commitment to you
- Increase your Credit Limit – Manage your credit responsibly and we may increase the amount of credit you can use on your card in sensible increments. Simply call us if you wish to decline any credit line increase in order to stay in control of your credit.
- Help Improve your Credit Rating – We report to all major credit reference agencies, so that, as you manage your money better, your credit rating may get better too*.
- No Hidden Fees – There are no annual or monthly fees to pay.
- An Agreed Credit Limit – Helping you stay in control of your finances.
- Flexible Repayments – Giving you the choice to pay in full or in manageable monthly instalments.
